Other Options Explained

No Deposit

This means that you are not required to make a payment when signing your contract. You can if you wish to make a deposit payment. This will reduce the time taken to repay any funding facility offered and where a funding facility has interest attached, paying a deposit will reduce the amount of interest paid.

Buy Now Pay Later

With this option, the balance of the contract is deferred for a period of time. During the deferral period you can if you wish, although you are not required, make payments to reduce the balance. If you repay all of the balance by the end of the deferral period, you will pay no interest, there may be an exit fee of £29 on some funding products. However, if you fail to repay all of the balance by the end of the deferral period, you will incur interest which will be backdated to the date your agreement commenced and potentially fees.

Interest-Free Credit

With this option, you can spread the cost over a period of time free from fees or interest. The period of interest-free will depend on the product selected and the value of your purchase. Interest-Free Credit payments where not preceded by a deferred payment period will commence one month after the installation.

Nothing to Pay Until 2026

If using a deferred period together with interest-free credit, then your monthly payments will start 9 months following the date your application was accepted by the lender. Nothing to Pay Until 2026 with a period of interest-free credit apply to applications accepted by the lender on or after the 1st of January 2024. If you made an application for nothing to pay for 9 months followed by an interest-free period on a date in 2023/2024 then you will commence monthly payments 9 months after the date that agreement was accepted by the lender. If you were accepted for a deferred period of 12 months with no application for an interest-free period, following the deferral period, your monthly payments will commence 12 months after the date you signed the satisfaction note to the supplier if you have not cleared the full outstanding balance.

All credit is subject to status, a credit and affordability check will be completed.

Option 1: Standard Cash Terms (see table below)
Option 2: No Deposit - Buy Now Pay Later (Deferral period subject to spend criteria)
Option 3: No Deposit & Flexible Monthly Payments
Option 4: Interest-Free Credit with No Deferral Period, 36, 48, 60 or 84 months (subject to spend criteria) _{Payments start one month after installation}

Interest-Free Spend Qualification Levels for Signature Plus

£0 - £2,999 No Interest Free Credit Option
£3,000+ 36 Months Interest Free Credit (25% Deposit Required)
£3,000+ 48 Months Interest Free Credit (30% Deposit Required)
£3,000+ 60 Months Interest Free Credit (40% Deposit Required)
£25,000+ 84 Months Interest Free Credit (50% Deposit Required)

The table below must be read in conjunction with the funding terms above

	No Deposit	6 Mth BNPL	9 Mth BNPL	12 Mth BNPL	3 Year IFC	4 Year IFC	5 Year IFC	7 Year IFC	10 Year IBC	15 Year IBC
Signature Windows
Signature Plus Windows
Full Build Conservatory
Solid & Glass Roof Replace
Roofline Products
Doors - Composite, Bifold, Patio & French

Brackenwood Windows Ltd is authorised and regulated by the Financial Conduct Authority. You can confirm our details by visiting the Financial Services Register at https://register.fca.org.uk/ Our Firm Reference number is 724969

Credit is subject to status and affordability. Brackenwood Windows Limited Brackenwood House, Kimbell Road, Basingstoke, Hampshire RG22 4AT FCA Register No. 724969 is a credit broker, not the lender, and is authorised and regulated by the Financial Conduct Authority. Credit is provided by a panel of lenders with whom we have a commercial relationship (so we cannot provide independent advice).

We can only provide you with information, not advice, and all credit applications are subject to status.

We will provide you with exact figures for all available options based on your specific requirements at the point of quotation.

Brackenwood may receive a commission from our lenders depending on the product offered and selected, not all products attract a commission and Brackenwood will give you a personalised illustration of all funding options as part of our quotation service.